Release Notes – Content Development – 09.26.23

• 30177 – Mitigating UDAAP Risk for Payments  >>  New Course
• 30173 – BSA Considerations for Third-Party Payment Processors  >>  New Course
• 30802 – The Regulation F Debt Collection Rule for Collections  >>  Enhanced Accessibility
• 32111 – Wealth Management: An Introduction to TAMPs  >>  Removed Link (“TAMP Fees” Slide)
• 4047 – Detecting and Preventing Elder Financial Abuse [Mini-Course]  >>  Removed Link (“Telling the Authorities” Slide)

Release Notes – Content Development – 09.19.23

• 30800 – UDAAP: Mitigating Risk for Collections  >>  Enhanced Accessibility
• 31400 – Mortgage: TCPA, CAN-SPAM, and Other Marketing Rules  >>  Updated Resource Link (“CAN-SPAM Act Compliance Guide” Job Aid)
• 31431 – Mortgage: Reviewing Appraisals and Calculating Mortgage Insurance  >>  Removed Outdated Job Aid
• 31411 – Mortgage: Ordering Reports for FCRA, FDPA, and More  >>  Removed Outdated Job Aid

Release Notes – Content Development – 09.15.23

• 32002 – Mortgage Servicing: Force-Placed Insurance and Escrow  >>  Flood Insurance Clarification (“Flood Insurance Job Aid”)
• 30327 – Truth in Savings Act: Comprehensive  >>  Various Tutorial Clarifications (“Timing of Disclosures,” “Content of Initial Disclosure,” “Automatically Renewable Time Accounts,” “Nonrenewable Time Accounts,” “Periodic Statement Disclosures,” “When Does Interest Begin to Accrue?,” “Triggering Terms,” “Payment of Overdrafts,” “Initial Account Disclosures,” “Change in Terms Notice,” “Calculating Interest,” “Triggering Terms and Advertising,” + Recap, 1 Test Question, and Summary)

Release Notes – Content Development – 09.12.23

• 30801 – FDCPA Essentials for Collections  >>  Enhanced Accessibility
• 30701 – BSA and AML Requirements for Money Services Businesses  >>  Enhanced Accessibility

Release Notes – Content Development – 09.07.23

• 30417 – Mortgage Basics: Laws and Regulations  >>  Enhanced Accessibility
• 30100 – Preventing Elder Financial Abuse  >>  Removed Link (“Telling the Authorities” Slide)
• 4073 – California Consumer Privacy Act (CCPA) [Mini-Course]  >>  Updated Risk Assessment Requirements Info (“Summary of Company Responsibilities” Slide)

Release Notes – Content Development – 09.05.23

• 31136 – Frontline: BSA and AML  >>  Updated FAQ Link (“CDD and Beneficial Owners” Slide)
• 30112 – Health Savings Accounts (HSA): Benefits and Requirements  >>  Updated Resources (“Form 5498-SA,” “Instructions for form 8889,” “Form 1099,” and “Form 8889” Resources)
• 30610 – Preventing Workplace Harassment for Supervisors  >>  Added Info to “Sex Stereotyping” Tab (“Forms of Sexual Harassment” Slide) + Fixed Slide Numbering
• 30600 – Diversity and Inclusion  >>  Re-worded Test Answer
• 30318 – Reg E: Key Disclosures and Liability, and EFT and Overdraft Compliance  >>  Tutorial Clarifications (“Initial Disclosures” and “Unexpected Overdrafts and UDAAP Risks” Slides)
• 31301 – Deposit Operations: Reg E Overdrafts, Reg CC Holds, TISA, and Other Rules  >>  Transaction Limit Update (“Summary” Resource)

Release Notes – Content Development – 08.31.23

• 30304 – Cybersecurity: Computer Security Basics  >>  Clarified Test Answer
• 31208 – Sales Leadership: Physical Security  >>  Clarified Test Answer
• 31403 – Mortgage: Reg B, Reg Z, RESPA, and Completing the Application  >>  Updated URLA Form (“Loan Applications and Government Monitoring Information” Slide)
• 30360 – Cybercrime Essentials for Financial Institutions  >>  Re-worded Test Answer

Release Notes – Content Development – 08.29.23

• 30176 – Recognizing and Preventing Payment Fraud  >>  New Course
• 4280 – Introduction to PCI Data Security Standard 4.0 [Mini-Course]  >>  New Mini-Course
• 32204 – IT Professional: CAN-SPAM, TCPA, and Other Marketing Requirements  >>  Enhanced Accessibility 
• 32304 – Assessing and Minimizing Risk for Small Business Lending  >>  Updated Resource Link (“SBA Lender and Development Company Loan Programs” Resource)
• 30307 – Cybersecurity: Social Media Security  >>  Updated Resource Link (“CISA – Privacy and Mobile Device Apps” Resource)
• 31300 – Deposit Operations: GLBA Disclosures and Information Sharing Requirements  >>  Updated Scenarios (“Annual Privacy Notices” Slide + Knowledge Check)
• 31301 – Deposit Operations: Reg E Overdrafts, Reg CC Holds, TISA, and Other Rules  >>  Updated Resource Link (“Model Notice for Garnishment” Resource)
• 30613 – Family and Medical Leave Act (FMLA)  >>  Updated Resource Links (“WH-380-E Certification of Healthcare Provider for Employee’s Serious Health Condition” and WH-380-F Certification of Healthcare Provider for Family Member’s Serious Health Condition” Resources)
• 4203 – Responding to COVID-19: Flattening the Curve [Mini-Course]  >>  Updated Tutorial Link (“What U.S. Authorities Are Doing” Slide)
• 4201 – Responding to COVID-19: Exposure Assessment and Response [Mini-Course]  >>  Updated Tutorial & Resource Links (“Assessing Your Risk” and “What You Should Do” Slides + Resources)
• 4202 – Responding to COVID-19: What to Do If You’re Sick [Mini-Course]  >>  Updated Tutorial Links (“Get Tested,” “Stay Isolated,” “Reduce the Spread,” and “Monitor Your Symptoms” Slides + Resources)
• 31103 – Frontline: Opening Business Accounts  >>  Updated Campaign Account Information (“Variations in Identification” Slide, Test Question Feedback, + Summary)
• 30318 – Reg E: Key Disclosures and Liability, and EFT and Overdraft Compliance  >>  Diagnostics Page Scoring Fix 

Release Notes – Content Development – 08.22.23

• 30174 – The PCI Data Security Standard  >>  New Course
• 30301C – Regulation CC: Essentials  >>  Enhanced Accessibility
• 30318 – Reg E: Key Disclosures and Liability, and EFT and Overdraft Compliance  >>  Enhanced Accessibility
• 31103 – Frontline: Opening Business Accounts  >>  Updated Summary

Release Notes – Content Development – 08.17.23

• 4080 – Recognizing Appraisal Bias [Mini-Course]  >>  New Mini-Course

Release Notes – Content Development – 08.15.23

• 30123 – Understanding the Fair Debt Collection Practices Act (FDCPA)  >>  Enhanced Accessibility
• 30325 – Fair Credit Reporting Act (FCRA): Comprehensive  >>  Enhanced Accessibility
• 30117 – Consumer Loan Collections: Introduction to Consumer Loan Delinquency  >>  New Course

Release Notes – Content Development – 08.10.23

• 4026 – Defining Ability to Repay and Qualified Mortgages [Mini-Course]  >>  Enhanced Accessibility
• 30322 – Reg D: Understanding Reserve Requirements  >>  Enhanced Accessibility + Improved Transaction Limitation Language (Entire Course)
• 30460 – Federal Reserve Regulations F, Y, LL, and MM  >>  New Course

Release Notes – Content Development – 08.01.23

• 31301 – Deposit Operations: Reg E Overdrafts, Reg CC Holds, TISA, and Other Rules  >>  Reg D Clarification (“Excessive Transaction Penalties” Slide + Knowledge Check)
• 4068 – Reg B: Business Applicants [Mini-Course]  >>  Removed Test Question
• 30609 – Preventing Workplace Harassment for Employees  >>  Removed Outdated Language (“Forms of Sexual Harassment” and “Recognizing Sexual Harassment” Slide, + Knowledge Check)
• 30610 – Preventing Workplace Harassment for Supervisors  >>  Removed Outdated Language (“Forms of Sexual Harassment” and “Recognizing Sexual Harassment” Slide, + 2 Knowledge Checks

Release Notes – Content Development – 07.21.23

• 30172 – Electronic Fund Transfer Act (Regulation E) for Payments  >>  New Course
• 30175 – Information Privacy and Security for Payments  >>  New Course
• 31301 – Deposit Operations: Reg E Overdrafts, Reg CC Holds, TISA, and Other Rules  >>  Dormant Account Clarification (“Reviewing Accounts for Inactivity” Slide)

Release Notes – Content Development – 07.18.23

• 30207 – International Banking Facilities (IBFs)  >>  New Course
• 31607 – Executive Leadership: Complaint Management  >> Additional Tutorial Content Added (“Complaint Management,” “The Benefits of Complaints,” “Complaint Management as a Component of Compliance Management,” “How Complaints are Received,” “Complaint Management Policy,” “Complaints and the CFPB,” “Covered Entities,” “The Consumer Complaint Process,” “Responding to Complaints,” “CFPB Information Sharing,” and “Leveraging CFPB Data and Insights,” Slides)
• 30440 – HMDA Fundamentals  >>  Closed-End Mortgage Loans Threshold Update (“Institutions Covered by HMDA,” “Depository Institutions,” “Non-Depository Institutions,” and “Excluded Loans,” Slides, + 2 Test Questions)
• 30407 – HMDA: Enhanced Reporting Requirements  >>  Closed-End Mortgage Loans Threshold Update (“Covered Institutions” Slide)

Release Notes – Content Development – 07.13.23

• 30170 – The Consumer Financial Protection Act for Payments  >>  New Course
• 30305 – Cybersecurity: Phishing and Social Engineering  >>  Clarified Tutorial Instructions (“Common Phishing Techniques” Slide)

Release Notes – Content Development – 07.05.23

• 30324 – Fair Credit Reporting Act (FCRA): Essentials  >>  Gender Neutral Terminology Update (“Consumer Alerts” Slide)
• 30404 – Fair Lending: Comprehensive  >>  Additional Redlining Content Added (“Fair Lending Risk Assessment,” “Comparative File Review,” and “Appraisals”  Slides)

Release Notes – Content Development – 06.29.23

• 31305 – Deposit Operations: ACH, Wire, and Remittance Transfers  >>  Title Update, ACH Processing Time Clarification (“About ACH Transactions” Slide), ODFI Duties Clarification (“ODFI vs. RDFI” Slide), + Knowledge Check Scoring Fix
• 32000 – Mortgage Servicing: Overview of Servicing Rules  >>  Reworded 2 Test Questions
• 30525 – Understanding Marketing Regulations  >>  Updated Test Question
• 31809 – Commercial Lending: Reg Z, Reg B, and Other Rules for Credit Cards  >>  Notification Requirement Clarification (“Eligibility and Liability” Slide), Unauthorized Use Clarification (“Business Rules” Slide), Tutorial Update (“Disclosures” Slide), Variable Rate Clarification (“Annual Percentage Rate” Slide), Tutorial Clarifications (“Errors and Disputes” Slide) + Glossary Update
• 31512 – Consumer Lending: Credit Cards  >>  Removed Eligibility Example (“Which Credit Card?” Slide)

Release Notes – Content Development – 06.27.23

• 30211 – Foreign Account Tax Compliance Act (FATCA)  >>  New Course
• 32105 – Wealth Management: BSA and AML Considerations  >>  Timeframe Clarification (“BSA Overview” Slide), CDD Definition Update (“Pillars of a BSA Program” and “CDD and EDD” Slide), Tutorial Clarification (“Mitigating Risk” Slide), Information Sharing Timeframe Clarification (“Comparing Customer Information Against Government Lists” Slide), CTR Update Timeframe Clarification (“Challenges of Reporting” Slide), Tutorial Link Update (“CTR Exemptions” Slide

Release Notes – Content Development – 06.22.23

• 30142 – Loan Documentation: Creating the Loan Agreement  >>  New Course

Release Notes – Content Development – 06.20.23

• 30130 – Predatory Mortgage Lending  >>  New Course

Release Notes – Content Development – 06.15.23

• 30210 – Regulation R: Understanding the Exceptions  >>  New Course
• 31130 – Frontline: Marketing Regulations including TCPA, CAN-SPAM and UDAAP  >>  Test Question Clarification

Release Notes – Content Development – 06.13.23

• 30630 – Working Ethically  >>  New Course  (course 50216 moved to compliance library)

Release Notes – Content Development – 06.08.23

• 30140 – Loan Documentation: Establishing Borrowers and Capacity to Borrow  >>  New Course

Release Notes – Content Development – 06.06.23

• 31130 – Frontline: Marketing Regulations including TCPA, CAN-SPAM and UDAAP  >>  Updated Test Question Wording

Release Notes – Content Development – 06.01.23

• 30141 – Loan Documentation: Completing and Enforcing the Note  >>  New Course

Release Notes – Content Development – Version Content 23.05.30

• 30422 – Regulation Z: Open-End Credit Disclosures  >>  Tutorial Clarifications (“Regulation Z and Open-End Credit” and “Open-End Credit Disclosures” Slides)

Release Notes – Content Development – 05.25.23

• 30114 – Consumer Protection in Sales of Insurance: Requirements & Prohibitions  >>  New Course
• 30135C – Serving the Modest Means Community: Benefits and Best Practices  >>  Removed Certain Institution References (“Success Stories” Slides)

Release Notes – Content Development – 05.23.23

• 30150 – Federal Reserve Regulations A, I, and J  >>  New Course
• 30401 – Regulation B: Comprehensive  >>  Clarified Test Question
• 31700 – Compliance Officer: Regulators and Regulations  >>  Rewrote Test Question

Release Notes – Content Development – 05.18.23

• 30332 – The ACH Network  >>  Micro-Entries Info Added (“Account Validation” Slide)
• 4220 – Fair Lending Compliance [Mini-Course]  >>  Clarified Sex Discrimination Definition to Include Gender Identity (“Fair Lending Laws and Regulations” Slide)
• 30380 – Unfair, Deceptive, and Abusive Acts or Practices (UDAAP): Mitigating Risk  >>  Clarified Sex Discrimination Definition to Include Gender Identity (“TILA, Fair Lending, and UDAAP” Slide)

Release Notes – Content Development – 05.16.23

• 30340 – Understanding IRAs  >>  Filing Date Update (“Filing Date Limitations” Slide)

Release Notes – Content Development – 05.11.23

• 4900 – Bank Term Funding Program (BTFP) [Mini-Course]  >>  New Mini-Course
• 30441 – HMDA Loan/Application Register Scenarios  >>  Updated LAR Code (“Applicant Info” Slide)
• 32002 – Mortgage Servicing: Force-Placed Insurance and Escrow  >>  Added Info about Charged Incurred during Servicing (“About Escrow” Slide)

Release Notes – Content Development – 05.04.23

• 30135C – Serving the Modest Means Community: Benefits and Best Practices  >>  New Course

Release Notes – Content Development – 04.27.23

• 30303 – Managing Consumer Complaints  >>  Added New Intro Video (“Introduction” Slide)

Release Notes – Content Development – 04.25.23

• 30003 – OFAC: Addressing Risks and Red Flags  >>  Various Tutorial Clarifications, and Replaced Sudan Example for a North Korea Example (“The Office of Foreign Assets Control (OFAC),” “Who Is Targeted By OFAC?,” “Aliases and Weak Aliases,” “False Positives,” “What About Situations Where an Entire Country is Sanctioned?,” “North Korea Example” Slides) + Removed “What Should You Do” Slides + Test Question Feedback Clarification
• 4101 – Defense Against Social Engineering: Phishing [Mini-Course]  >>  Spear Phishing Clarification (“Email Phishing” Slide) + Test Question Clarification
• 32101 – Wealth Management: Roth IRA Fundamentals  >>  IRA Update (“More Benefits of Roth IRAs” Slide), RMD Update (“Inheriting a Roth IRA as a Spouse” Slide)
• 30806 – Telephone Consumer Protection Act (TCPA) Compliance for Collections  >>  Clarified / Corrected DNC Info (“Requirements” Slide, Recap, Summary, + 1 Test Question)

Release Notes – Content Development – 04.18.23

• 30902 – Loan Review: Repayment and Collateral Considerations  >>  New Course
• 30327 – Truth in Savings Act: Comprehensive  >>  Course Title Change, Reg DD / TISA Terminology Change (Entire Course)
• 20213 – Consumer Protection in Sales of Insurance: Requirements and Prohibitions  >>  Drag and Drop Fix (“Sorting” Slide)

Release Notes – Content Development – 04.13.23

• 32002 – Mortgage Servicing: Force-Placed Insurance and Escrow  >>  PMI Wording Clarification (“Introduction” Slide Video)

Release Notes – Content Development – 04.11.23

• 30908 – Managing and Resolving Problem Loans  >>  New Course
• 30328 – Federally Insured Accounts  >>  Updated Testamentary Account Info (“Testamentary and Fiduciary Accounts” and Recap Slide)
• 30505 – BSA Reporting: CTRs and Suspicious Activity  >>  Test Question Clarification
• 31130 – Frontline: Marketing Regulations including TCPA, CAN-SPAM and UDAAP  >>  Clarified Test Answer Options

Release Notes – Content Development – 04.06.23

• 30906 – Managing and Reviewing Loan Portfolios  >>  Course Title Change
• 30501 – BSA and AML: Comprehensive  >>  Removed Doctors as High Risk (“Risk Category: Customer and Entities” Slide, Knowledge Check, + Glossary), Information Sharing Clarification (“Information Sharing” Slide), SAR Clarification (“Repeat SARs” Slide), Controlling Individuals Section Update (“Other Entities: CIP Requirements” Slide)
• 31603 – “Executive Leadership: Asset Liability Management and Financial Risk”  >>  Tutorial Clarifications (“Income and Expenses,” “Data Management and Analysis,” “Asset/Liability Management,” “Interest Rate Risk (IRR),” and “Questions to Ask” Slides), and Replaced ALLL with CECL (“Other Risks” and “Moving Forward” Slides + Glossary)
• 30340 – Understanding IRAs  >>  Corrected Contribution Limit Number (“Contribution Limitations” Slide)

Release Notes – Content Development – 03.28.23

• 30906 – Managing and Reviewing Loan Portfolios  >>  New Course
• 4105C – Cybersecurity Incident Notification Requirements [Mini-Course]  >>  Credit Union Version Created
• 31124 – Frontline: ACH, Wire, and Remittance Transfers  >>  Clarified Test Question

Release Notes – Content Development – 03.23.23

• 4230 – OFAC Violations [Mini-Course]  >>  Rewrote Test Question
• 31700 – Compliance Officer: Regulators and Regulations  >>  Fixed Possible Resolution Issue

Release Notes – Content Development – 03.21.23

• 30111 – Decedent Accounts  >>  New Course
• 30525B – Understanding Marketing Regulations  >>  New Course
• 30303 – Managing Consumer Complaints  >>  Enhanced Accessibility
• 30103 – Retail Banking Basics: Products  >>  IRA Required Distribution Age Update (“Knowledge Check” and “Traditional IRAs” Slide + 2 Test Questions)
• 31541 – Consumer Lending: Explaining Rates, Fees, and Disclosures  >>  Slide Functionality Fix

Release Notes – Content Development – 03.15.23

• 30202 – Volcker Rule Basics  >>  Minor Tutorial and Test Language Clarifications (“Introduction” Slide + 1 Test Question)

Release Notes – Content Development – 03.14.23

• 30905 – Credit Risk Management: Underwriting Quality  >>  New Course
• 32100 – Wealth Management: Traditional IRA Fundamentals  >>  Required Minimum Distribution Update (“SECURE Act Changes” Slide + Summary)
• 31405 – Mortgage Origination: The Loan Estimate  >>  Clarified Language (“Covered Transactions” Slide”
• 30202 – Volcker Rule Basics  >>  Rule Amendments, and Tutorial, Test, and Resources Clarification (“Introduction” Slides, “Prohibited Investments,” “Restrictions, Exceptions and Exemptions,” “Compliance Program Requirements,” Knowledge Checks, “Six-Pillar and Simplified Compliance Programs,” “Implementation Best Practices,” Recap, 8 Test Questions, Summary, and Glossary)

Release Notes – Content Development – 03.07.23

• 30340 – Understanding IRAs  >>  Required Minimum Distribution Age Update (“More Details for the Traditional IRA,” “Features to Remember,” and Recap Slides)
• 30106 – Retail Banking Basics: Regulatory Agencies  >>  Federal Reserve Bank Branch Number Correction (“Structure of the Fed” Slide + Glossary)

Release Notes – Content Development – 02.28.23

• 4102 – Defense Against Social Engineering: Pretexting [Mini-Course]  >>  Clarified Language on Knowledge Check and Test Question
• 30409 – Servicemember Series: A Military Lending Act (MLA) Guide  >>  Additional Disclosure and Safe Harbor Information Added to Tutorial (“Determining Active-Duty Status” and “Disclosure Requirements” Slide)
• 31610 – Executive Leadership: BSA, AML, and Terrorist Financing  >>  Minor Edit to Board Requirement Bullet Points (“SAR” Slide)
• 30202 – Volcker Rule Basics  >>  Updated Volcker Rule Information (Summary, Recap, and Glossary)

Release Notes – Content Development – 02.21.23

• 30907 – Introduction to Current Expected Credit Losses (CECL)  >>  New Course
• 4062 – UDAAP and Ethics Concerns in Cross-Selling [Mini-Course]  >>  Changed Wording from “Steer” to “Guide” (“Cross-Selling Best Practices” Slide)

Release Notes – Content Development – 02.14.23

• 30203 – Bank Holding Company Act: Anti-Tying  >>  Enhanced Accessibility

Release Notes – Content Development – 02.07.23

• 30520 – California Consumer Privacy Act Compliance for Financial Institutions  >>  New Course
• 30324 – Fair Credit Reporting Act (FCRA): Essentials  >>  Clarified Test Question Instructions

Release Notes – Content Development – 02.02.23

• 30901 – Introduction to Loan Review  >>  New Course
• 30301N – Regulation CC: Essentials  >>  Added Course to Nonbank Library
• 30361 – Email Security for Financial Institutions  >>  Clarified Test Question

• 30326 – The Truth in Savings Act: Essentials  >>  Course Title Change, Reg DD / TISA Terminology Change (Entire Course)
• 30807 – FCRA and FACT Act Considerations for Collections  >>  Removed Expired COVID Measure (“Credit Score Disclosures” Slide)
• 30201 – Robbery Prevention and Response  >>  Alarm Advice Update (“What To Do During a Robbery” Slide + Recap)
• 31133 – Frontline: Robbery and Security  >>  Alarm Advice Update (“What to Do” Slide)
• 30165 – COVID-19: What You Need to Know  >>  Updated Resource Links (Entire Course)

Release Notes – Content Development – 01.26.23

• 30904 – Enterprise Risk Management and Loan Review  >>  New Course

Release Notes – Content Development – 01.24.23

• 20082C – Reg U: In Detail  >>  Updated Broken Job Aid Links
• 30201 – Robbery Prevention and Response  >>  Test Question Feedback Update

Release Notes – Content Development – 01.20.23

• 2022 Retirements

Release Notes – Content Development – 01.19.23

• 30003 – OFAC: Addressing Risks and Red Flags  >>  Answer Clarification (“New Accounts Scenario” Knowledge Check)
• 30403 – Fair Lending: Essentials  >>  Removed Outdated Reference (“Fair Lending Laws” Slide and Glossary)
• 4220 – Fair Lending Compliance [Mini-Course]  >>  Updated Fair Lending Program List (“Fair Lending Program” Slide)

Release Notes – Content Development – 01.12.23

• 31432 – Mortgage: Reg Z, ATR, and calculating DTI in Underwriting  >>  APR Limit to QM Correction (Knowledge Check) + Narration Correction (Knowledge Check)

Release Notes – Content Development – 01.10.23

• 30405 – Community Reinvestment Act (CRA): Essentials  >>  Institution Type Threshold Updates (“Covered Institutions” Slide, Recap, and Summary)
• 30406 – Community Reinvestment Act (CRA): Comprehensive  >>  Institution Type Threshold Updates (“Covered Institutions” Slide, Knowledge Check, Recap, Summary, and “Institution Types” Slide in the Fast Track)
• 31608 – Executive Leadership: Community Responsibility  >>  Institution Type Threshold Updates (“Evaluation Methods” and “Titled Evaluation Methods” Slide, and Glossary)
• 30112 – Health Savings Accounts (HSA): Benefits and Requirements  >>  Deductible and Contribution Limit Threshold Updates (“Family Plans That Do Not Qualify As HDHPs” and “Contributions” Slide, Knowledge Check, Summary, and Glossary)
• 30420 –  Reg Z: Fundamentals for Real Estate Loans  >>  HOEPA Threshold Updates (“Specific Types of Real Estate Loans” Slide)
• 30610 – Preventing Workplace Harassment for Supervisors  >>  Minor Wording Correction (“Protected Characteristics” Slide, Recap, and Summary)
• 30609 – Preventing Workplace Harassment for Employees  >>  Minor Wording Clarification (“Protected Characteristics” Slide, Recap, and Summary)
• 4235 – The Truth in Savings Act: Calculating Interest [Mini-Course]  >>  Reg DD / TISA Terminology Changes (Course Title, “Introduction” and “Calculating Interest” Slide, Knowledge Check, Quick Reference, and Glossary)

Release Notes – Content Development – 01.06.23

• 31708 – Compliance Officer: CRA Examination Management  >>  2023 Threshold Updates (“Small Institutions,” “Intermediate Small Institutions,” and “Large Institutions” Slide + 1 Test Question)
• 30340 – Understanding IRAs  >>  2023 Threshold Updates (“What are the characteristics of IRAs?,” “Traditional IRA Overview,” “Is a contribution tax-deductible?,” “Profile 1 of a Traditional IRA Owner,” and “Contribution Limitations” Slides, + Glossary & Job Aid)

Release Notes – Content Development – 01.03.23

• 31102 – Frontline: Providing Disclosures for Reg E, TISA, Reg CC, and Privacy  >>  Course Title Change, Reg DD / TISA Terminology Change (Entire Course)
• 31301 – Deposit Operations: Reg E Overdrafts, Reg CC Holds, TISA, and Other Rules  >>  Course Title Change, Reg DD / TISA Terminology Change (Entire Course)
• 30605 – Fair Labor Standards Act (FLSA)  >>  Removed Component 2 Data Collection Info (“Timekeeping” Slide)

Release Notes – Content Development – 12.20.22

• 31303 – Deposit Operations: Statements, Terms, and Interest | TISA Terminology Changes (Tutorial, Recap, Test, Summary, Glossary)

Release Notes – Content Development – 12.08.22

• 30220 – Branch Closure Requirements | New Course
• 31531 – Consumer Lending: Considerations in Underwriting | Rewrote 2 Test Questions

Release Notes – Content Development – 12.01.22

• 30603 – Equal Employment Opportunity | Test Question Clarification
• 32006 – Mortgage Servicing: Periodic Statements | Time Period Correction (“What is the timing for ARM disclosure notices?” Slide)

Release Notes – Content Development – 11.29.22

• 30502 – BSA and AML: Essentials | Various Test Question Improvements
• 30318 – Reg E: Key Disclosures and Liability, and EFT and Overdraft Compliance | UDAAP Update (Created a New Slide Titled “Unexpected Overdrafts and UDAAP Risks)
• 20100N – Cash Flow Analysis: Introduction and Accounting Review | Updated Links (Slide 13, 21, 25, 26, + Job Aids)

Release Notes – Content Development – 11.22.22

• 30212 – Reg II: How Interchange Fees Affect Your Institution | New Course
• 30408 – Servicemember Series: Servicemembers Civil Relief Act (SCRA) Protections | HELOC Information Update (“Remaining Balances” Slide, and Knowledge Check)

Release Notes – Content Development – 11.17.22

• 31139 – Frontline: Responsibilities of a Notary Public | New Course
• 30003 – OFAC: Addressing Risks and Red Flags | “Business Days” Clarification  (“Other Lists and Reports” and “New Accounts Scenario” Slide, and “Glossary”) + Infographic Job Aid Fix

Release Notes – Content Development – 11.15.22

• 31700 – Compliance Officer: Regulators and Regulations | Spelled out FRB Acronym (“Regulators” Slide)
• 30407 – HMDA: Enhanced Reporting Requirements | Loan Volume Threshold Updates (“Covered Institutions” and “Changes to Reportable Loans/Applications” Slide)
• 31809 – Commercial Lending: Reg Z, Reg B, and Other Rules for Credit Cards | Test Question Update

Release Notes – Content Development – 11.10.22

• 4073 – California Consumer Privacy Act (CCPA) [Mini-Course] | CPRA Employee Privacy Update (Entire Course Updated)

Release Notes – Content Development – 11.08.22

• 20328 – Identity Theft Red Flags: Duties of Financial Institutions and Creditors | Third Party Debt Collector Clarification (“The Regulation” Slide + Glossary)
• 30606 – The Americans with Disabilities Act (ADA): Comprehensive | Tutorial Clarification (“ADA in the Application Process” Slide)

Release Notes – Content Development – 11.03.22

• 30609 – Preventing Workplace Harassment for Employees | Additional Content Added (Entire Tutorial)
• 32006 – Mortgage Servicing: Periodic Statements | Updated Test Answer
• 30408 – Servicemember Series: Servicemembers Civil Relief Act (SCRA) Protections | Tutorial Update (“Remaining Balances” Slide)
• 31432 – Mortgage: Reg Z, ATR, and calculating DTI in Underwriting | Job Aid Updated to Newer Version (“Ability to Repay and Qualified Mortgage Rule Small Entity Compliance Guide”)

Release Notes – Content Development – 10.27.22

• 30324 – Fair Credit Reporting Act (FCRA): Essentials | Increased Test Questions To 10 Instead Of 6
• 30125C – Introduction to Credit Unions: Origins and Characteristics | Tutorial Clarification (“Introduction” Slide)
• 30314 – Identity Theft Red Flags: Duties of Financial Institutions and Creditors | Glossary Update

Release Notes – Content Development – 10.21.22

• 30610 – Preventing Workplace Harassment for Supervisors | Enhanced Accessibility
• 30420 – Reg Z: Fundamentals for Real Estate Loans | 2023 Threshold Update (“Exceptions to the Threshold Rule” and “Recap” Slides, “Reg Z Threshold Exceptions” Slide on Fast Track, Test Question, Summary, and Glossary)
• 30416 – Regulation M: Covered Leases, Disclosures, and the Three-Payment Rule | 2023 Threshold Update (“Covered Agreements” Slide, and Test Question)

Release Notes – Content Development – 10.13.22

• 30404 – Fair Lending: Comprehensive | Removed Test Question
• 32201 – IT Professional: BSA and OFAC Requirements for Customer Identification | Added a Fast Track

Release Notes – Content Development – 10.11.22

• 30200 – Enterprise Risk Management (ERM) | Added a Fast Track
• 4065 – Fostering Diversity and Inclusion [Mini-Course] | Added Video Transcript to Knowledge Check
• 31806 – Commercial Lending: UDAAP and Addressing Borrower Complaints | Test Question Update
• 32303 – Laws and Regulations for Small Business Lending | Standard Flood Hazard Determination Form (SFHDF) Job Aid Update

Release Notes – Content Development – 10.06.22

• 30369 – DNS and Web Hosting for Financial Institutions | New Course
• 31405 – Mortgage Origination: The Loan Estimate| Added a Fast Track
• 31540 – Consumer Lending: Considerations at Closing | Reporting Information Updated (“Prohibitions” Slide + Removed Test Question)

At BAI, we continually modify our courseware to ensure we stay up-to-date with the latest regulatory updates. View the full list of modifications made to our compliance and professional development courseware so far in 2023, or years prior.

View Full 2023 Courseware Updates

View Full 2022 Courseware Updates

View Full 2021 Courseware Updates

View Full 2020 Courseware Updates